At a time when Europe is wondering how to revive the economy and purchasing power, Younited Credit is strengthening its support for individuals and businesses. When they take their car to Brest, with 4 slides in their pocket to present their young company to future investors, Charles Egly and Geoffroy Guigou had perhaps not yet realized that their ambition would take on so much importance ten years later. If in a decade the company changed its name to Younited Credit, it has not changed its mission: to simplify the European banking industry. To tell us about this success story of the Next40, its founders tell us. They will be like every episode of 40 shades of Next, challenged by our partners France Digitale, Maddyness and La Tribune. They will have to answer the surprise questions of Ronan Le Moal who had invested in them when he managed Crédit Mutuel Arkea, or Jean de La Rochebrochard, Partner at Kima Ventures.