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#171

#171

April 26, 2023

INVINCIBLE MAY 🍿

Your tickets to discover the film INVINCIBLE SUMMER

#170

#170

April 17, 2023

PANORAMA OF SUSTAINABLE FINTECH🏗️

Call for papers open until May 31

#168

#168

April 3, 2023

FUNDRAISING: LOW LOW WAITING FOR SPRING MARKETS🌤️

Analysis of French fintech fundraising

#167

#167

March 28, 2023

FINANCIAL PROTECTION AND EDUCATION 🐝

A common challenge for fintechs and supervisors

#166

#166

March 23, 2023

WHAT DOESN'T KILL MAKES YOU STRONGER 📖

Information note on fund protection mechanisms

#165

#165

March 14, 2023

DEALING WITH CYBER RISK 👾

Take part in our event on Tuesday April 4 in Rennes

#164

#164

March 7, 2023

THIS IS LIFE THIS IS LIFE 🎼

65,5 million (raised in February) and me and me and me 

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Inside the mind of a CEO # 99

Inside the head of a CEO
#99 Louis Chatriot (Alma): part 2 on failure, entrepreneurship, and radical humility
Description of the episode
"It's okay to be wrong, and it's important that you understand that." 🦸 ♀️ For this new episode, we discuss with the excellent Louis Chatriot, CEO and co-founder of Alma, who answers Yacine Sqalli's questions. Alma is our French nugget of Buy Now Pay Later. Since 2018, the startup has been offering payment in installments to SMEs. Alma is above all 400 employees, 10 merchants supported, 000 billion € in volume of transactions each year, more than 1,5 million euros raised (not counting half a billion € in debt). The startup is a member of the NEXT 200. 🇫🇷 🦄 Louis went through Stripe, learned to code at 40 years old, and plays Tetris during his calls (game he developed himself). An episode without filter! On the program for this second part 🌶️ Rationality in entrepreneurship 🌀 Corporate culture 🦾 Its most beautiful fails 💎 Radical humility 🛎️ A resale of Alma? Thank you Louis for your feedback ✨

Inside the mind of a CEO # 99

Inside the head of a CEO
#99 Louis Chatriot (Alma): part 1 on icons and fundraising, and Buy Now Pay Later
Description of the episode
“The concept of unicorns is a concept that makes no sense. 🤑 For this new episode, we discuss with the excellent Louis Chatriot, CEO and co-founder of Alma, who answers Yacine Sqalli's questions. Alma is our French nugget of Buy Now Pay Later. Since 2018, the startup has been offering payment in installments to SMEs. Alma is above all 400 employees, 10 merchants supported, 000 billion € in volume of transactions each year, more than 1,5 million euros raised (not counting half a billion € in debt). The startup is a member of the NEXT 200. 🇫🇷 🦄 Louis went through Stripe, learned to code at 40 years old, and plays Tetris during his calls (game he developed himself). An episode without filter! On the program for this first part 🦄 The concept of unicorns: nonsense? 🤑 His vision of fundraising 🥖 The French market: "a weird market" 🦸 ♀️ Alma: obvious 🧠 His curiosity, code and games Thank you Louis for your feedback ✨

Finscale # 154

Finscale
#154 - J.D. Guyot and M. Galibert (Memo Bank) - Decarbonizing the economy through banking
Description of the episode
Glad to invite Jean-Daniel back to my podcast. This time, I associated Michel, its co-founder, with our discussion to come and talk to us about the environmental responsibility of the financial sector and about Memo Bank's commitment to the fight against climate change. They present their carbon footprint to us, they share their vision of the industry and how we can all work to transform it. You will thus discover that the Banque de France is a very good student and sets an example whether it is its investment portfolio or through climate criteria in their rating. I also had to take stock with them of the growth, profitability and scaling of this Bank, set up from scratch 4 years ago. Jean-Daniel details the steps taken since his first stint on Finscale, the way in which the scale-up was structured to promote and accelerate rapid and efficient growth. You will understand that the focus of Memo is the Product. A Technology at the service of customers that we dissect in detail. It is not for nothing that Memo is increasingly becoming the main bank for its customers.

Finscale # 153

Finscale
#153 - Morgan O'Hana (Defacto) - From factoring to BNPL BtoB, Defacto breaks the ceiling
Description of the episode
When we hear that factoring represents 18% of GDP in France, we feel that there is a very good development opportunity for this young start-up created by former colleagues from Spendesk. Morgan breaks down the value chain for us and explains in detail the needs of SMEs for short-term financing. Deploying an easy-to-use API, Defacto makes it possible to obtain financing, transparently in the blink of an eye. We are doing a quick update on the BNPL in 2023, on the notions of B2B checkout, vs BNPL B2B. There is also talk of the collaboration with the Viola Credit fund recently created by the Israeli VC and the upcoming creation of a common securitization fund. We also focused on partnerships with FinTechs on the international deployment strategy and on the evolution of the typology of customers. Finally, we understand Defacto's long-term strategy and you will still see that risk plays a central role in it!

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