Cyber-risk, one of the challenges of the decades to come, is often little, badly or not covered by SMEs. This is the observation from which STOIK started 12 months ago. Launched by Jules and three other partners, this start-up has developed tools for SMEs to enable them to better counter cyber-attacks, but also an insurance product that allows them to cover this risk. We come back to these new kinds of risks that can completely destroy the activity of companies that are often poorly equipped, trained and insured. Combining risk monitoring tools with insurance allows SMEs to protect themselves and STOIK to calibrate and refine its offer thanks to the collection of key data. Data that makes it possible to precisely determine the company's risk posture and the loss expectation of the claim. Jules shares with us the different actors with whom STOIK works to develop its products: on the technical side, and on the insurance product side: such as Acheel, Tetris, Oxibox, Inquest. It is a booming market that has enabled STOIK to quickly validate the PMF, to develop its tools and to quickly make itself known to brokers. We return to the pivot of the SME to brokers, on the two fundraisings, in particular the Series A announced very recently.