A dense and fascinating episode which tackles many subjects related to the opening of the information systems of Banks. Joan Burkovic, its CEO and co-founder, explains to us the beginnings of Bankin ', the way in which he and his partner Robin Dauzon developed their Startup and contributed to democratizing the sharing of banking data. Behind the regulatory elements lie a certain number of technical constraints that Joan and her co-founders have been able to skilfully overcome to create an App 'and a variety of services to serve customers. We also discover Bridge, which is the B2B activity that the company has developed to meet the pressing needs of a number of players in the financial service. Joan returns in particular to the partnership with Qonto and Pennylane and explains to us through this use case the way in which Bridge goes about deploying its solutions. Small dedication to Jean Marien to thank him for kindly organizing this meeting. We leave with a book to read: Good to great by Jim Collins Good listening to all!