Given the period, my gut tells me it's anything but the time to lend money to companies - except maybe Pfizer - if we want to avoid carnage in its heritage. But this episode should make you change. “We always try to make people understand that the most important thing is to diversify their portfolios and we encourage lenders to invest smaller amounts in more projects.” Because investing in SMEs could give you back the taste for investment and wake up the banker in you.Our guest of the day: Camille David is the Head of Customer Success of October, a lending platform for companies, in Spain. Whether you are individuals or professionals, you can easily invest in the SMEs of your choice from 20 euros. The must ? Each project has been analyzed by October which offers you only the best of them. “The typical October lender is a man in his forties, urban and who lends on average 65 € per project with a portfolio. average of 3 euros or around 600 to 45 projects. ”With Matthieu Stefani, co-founder of CosaVostra, they are developing the October project which allows everyone to invest in the best SMEs in France, the Netherlands, England, Italy and from Germany. Camille gives us her best advice for taking the minimum risk by investing: # It is always better to invest in several SMEs simultaneously to limit the risks. # Similarly, you should not trust your favorites and invest everything in a only business. Favorite things can sometimes play tricks on us. # On the other hand, we must always invest in projects that make sense to us - even projects that we see every day. # All projects can present risks , but it is still better to focus on class A projects. And if you have a large capital, you can also choose to invest in October funds and thus participate in all the proposed projects. There is no better way to reduce the risk! To enjoy € 50 from € 20 credit: the code October and you can go through the following link: fr.october.eu/mstefani They also talk about old Martingale episodes: # 200 - Bitcoin, scam or opportunities? # 3 - Gold bars, even better than bitcoin? # 13 - Should we take refuge in Bitcoin? # 23 - Buy the walls of its fishmonger, a good idea? # 36 - How to make money today in France on Airbnb with a small start-up? And Generation Do It Yourself: # 39 Olivier GOY - October and 62 IM - How to make a fortune in lending money # COVID-123 - 19 Olivier Goy - In the face of the crisis, earn by being honest (Linkedin Live) Happy listening!