Andrea Ganovelli is one of the four co-founders of the new Green-got green bank. Coming from a fairly classic background in the start-up environment, he studied management and then obtained a diploma in a business school. In his final year of study, he went on an exchange to Oslo in Norway. An unusual destination but it is his attraction to the Fjords, nature and beautiful landscapes that led him to take the road north. An environment in which he will develop his passion for calm places, withdrawal into oneself, hiking and meditation. At the end of his stay in the land of the Vikings, he landed a job within the global Pernod-Ricard group in the city of Dublin where he was attached to the sales teams. It was during this period that he discovered a series of reports “The blue planet collection” produced in 2001 by the BBC. He takes a slap and begins to put in place habits in favor of the planet to align with values ​​that he has carried with him for many years. In particular, he will reduce his meat consumption until he becomes a vegetarian. Focus on “The Big Apple.” Pernod-Ricard then offered him a job in New York to work on the development of sales of Jameson whiskey. A stimulating job, but one which will become too far removed from Andrea's core values. Although he is surrounded by great colleagues, the destructive side of the alcohol industry linked to the intensive cultivation of raw materials will lead him to resign and return to France.

In this episode, I welcome Joao Cardoso, the founder and CEO of Lovys, an insurance company that offers a unique interface for managing its insurance contracts and wishes to reinvent the experience of policyholders. After a seed of € 3M in 2019, Lovys has just announced a funding round of € 17M with HeartCore Capital, NewAlpha and Raise Venture and the support of its Historical investors Maif Avenir, BPI and Portugal Ventures. In this episode we will be talking about user experience, insurance and B2C. We will also come back to the context of this great post-Covid-19 fundraiser and the challenges of insurance technology in France.

Raphaël Ronot is CMO / Designer at Cashbee, a savings solution via app. The company has raised more than € 1M since its creation.

David Remaud is the CMO of IbanFirst, which develops payment solutions for international companies. The company has raised more than 45M € during its existence.

I have been working in the corporate finance ecosystem for a little over 10 years. The person I want to introduce to you today is a real reference for me. At just 26 years old, he created a management company with the objective of democratizing investment in the unlisted. First blow, timing problem: bursting of the internet bubble! You have to review the business and take difficult measures by separating from some of the employees. The years go by and finally, after 4 years of hard work, the activity is finally taking hold and 123 Investment Manager is developing more and more quickly, taking a place as a major player in the unlisted sector. 14 years later, midlife crisis 🙂? While his company is doing extremely well with more than 1 billion under management, this entrepreneur decides to embark on a whole new adventure: crowdfunding in loans, or crowdlending. From a blank sheet of paper, he launched Lendix in 2014 which will change its name and become October, today the number 1 business lending platform in Europe. You may have recognized it, in this new episode we address the brilliant trajectory of Olivier Goy, who shares his story with us, from childhood to his passions, including his vision of the company and the entrepreneurship. "To undertake: it is to register in the long term, to undertake it is a hygiene of life, to undertake, it is to make concessions" I do not tell you more: It is the story of a great man of #Fintech: Olivier Goy - His nugget of the moment: https://fr.october.eu/ - His first entrepreneurial adventure of which he is still the main shareholder: https://123-im.com/ - The foundation that 'he created with his wife Virginie that I recommend that you go see and support: https://www.fondationphoto4food.com/

Benoit is now what we call a serial entrepreneur, after having studied in strat consulting at Roland Berger and a stint at Canal and Rocket internet, in 2012 he set up my doctor, an appointment booking platform for doctors that he resells in 2018 to his competitor, Doctolib 'In 2019 he does it again and launches Pixpay even though at least two other projects on the same positioning are emerging on the French market. The war to bank teenagers is therefore declared. From the start, Pixpay raised a seed of 3M with GFC and business angels and nearly 9 months later they announced last February a series A of 8 million euros with BPI and GFC. Thus taking a definite lead over its competitors. In this episode, we will come back to what led him to tackle the teenage segment, neglected by traditional banks, and try to understand how Pixpay convinced its investors in a context of very competitive growth.

He was promised a career as a doctor before choosing another path, that of entrepreneurship and digital. It is therefore not by chance that this period of covid-19, the co-founder of Wynd spent it at the bedside of small businesses, hit hard by the crisis. However, the future of trade does not depend only on the health and economic crisis we are facing. The hegemony of companies like Amazon or Alibaba poses much more complex questions. Wynd and many other players in Tech are mobilizing to give businesses, large and small, the weapons to position themselves against the largest. If the ambition is great, it is in all humility that Ismaël Ould looks back on his entrepreneurial adventures. He does not omit the "slaps", he does not forget the doubts, he even claims them. The entrepreneur is human, the human is made up of paradoxes. And it is precisely these paradoxes that interest our guest. An entrepreneurial and human journey to discover in two parts.

From the human values ​​that animate it to the value of our data, Pascal Gauthier is lying this week on the sofa of 40 shades of Next. The opportunity to discover what makes Ledger a success for the Next 40 and more generally for the world of FinTech. Above all, the opportunity to discover what built and guided the man today at the head of the company. This autodidact, passed in particular by Criteo before becoming investor then entrepreneur, was able to demonstrate that the pragmatism, which can be due to the maxim "it is only the result which counts", makes generally sense in matters of entrepreneurship. It is this pragmatism mixed with a certain number of values ​​that lay the foundations of its thinking in terms of data protection. Thus, for him, if we want to defend our European values ​​in terms of data protection against GAFA, it is not through regulation but through business that Europe should impose itself. This week we discover again an inspiring man, who directly shares his thoughts on subjects as varied as education, the importance of choosing his companion, the value of the entrepreneur and the investor. It is also straightforward that he answers the pro and personal questions of my partner Olivier Mathiot, Ian Rodgers, CMO of LVMH, Eric Larchevèque, founder of Ledger, Geraldine Russell of Maddyness and Philippe Mabille, of La Tribune before taking himself the microphone to question Nicolas Brien, CEO of France Digitale. As always, the episode ends with his "sista" Marie Ekeland, who announces to you at the microphone of our partner Solène, her new adventure!

His name and that of his company are on everyone's lips, and for good reason! The health crisis will not have made Alan cough, on the contrary. The health insurance co-founded by Jean-Charles Samuelian finalizes a fundraising of 50 million euros in the midst of a global storm. If this scale up of the Next40 with European ambitions sees its mission to simplify and streamline the health system take on even more meaning during the Covid period, it was already on the rise. With user experience as a pillar of its development, it is a school for many entrepreneurs. If Alan's transparency is the standard, Jean-Charles is no exception to the rule for his 40 shades of Next. On the menu, his vision at 10 years old. his view on globalization, the redistribution of value, the potential buyout of Alan or his acquisition projects, but also his view on the Stop-Covid application. The opportunity for listeners to discover his “early pirate methods”, his commitment to the environment, his reading, what he inherited from his parents or even the legacy he wanted to leave to his children. Small surprise, it is Cédric O, Secretary of State for digital and promoter of Next 40 initiated by Mounir Mahjoubi who opens the ball of questions, pro and personal.

At a time when Europe is wondering how to revive the economy and purchasing power, Younited Credit is strengthening its support for individuals and businesses. When they take their car to Brest, with 4 slides in their pocket to present their young company to future investors, Charles Egly and Geoffroy Guigou had perhaps not yet realized that their ambition would take on so much importance ten years later. If in a decade the company changed its name to Younited Credit, it has not changed its mission: to simplify the European banking industry. To tell us about this success story of the Next40, its founders tell us. They will be like every episode of 40 shades of Next, challenged by our partners France Digitale, Maddyness and La Tribune. They will have to answer the surprise questions of Ronan Le Moal who had invested in them when he managed Crédit Mutuel Arkea, or Jean de La Rochebrochard, Partner at Kima Ventures.

After having launched and sold Smokio an electronic cigarette business, Alexandre launched Qonto with the same partner Steve Anavi to respond to a frustration that he himself encountered and which all entrepreneurs experience in the day-to-day management of the relationship. with their bank, too time-consuming and can adapt to modern uses. Since the launch in 2017, it has gone very quickly for Qonto, in 3 years, they chained seed, series A, series B and finalized at the end of January 2020 a historic series C of 104M €, thus achieving the biggest fundraising of fintech. French. In this episode, we will obviously talk about #Fintech and hyper growth and will try to understand how we carry out the journey of the tech entrepreneur “by the book”. We will also come back to the challenges of their C series led by Tencent.

The guest of this episode of Generation Do It Yourself, Joachim Dupont is one of the very first investors in one of my companies: www.ouiflash.com, with his “Anaxago” Crowdfunding platform. With him, I made very tense dates, during which everyone was excited around the table. It bulged out the chest, bared its teeth, stuck out its claws, a sort of old-fashioned business meeting caricature. Joachim, he was there, calm, serene, from the top of his 27 years at the time, to say the most intelligent, efficient and pragmatic things to old hands of the business. He blown me right away, dried me up. So it's a pleasure to interview him on my podcast. It is in a calm and serene tone of which he has the secret that he tells in this episode of Generation Do It Yourself, the genesis of Anaxago. A project that was originally his subject of memory at Paris Dauphine. It was at the age of 22, in February 2012, that he decided with his classmates to set up his company with the € 20 of student credit, “diverted” for the occasion.