Covid, containment, restrictions, for more than 18 months the French have been accumulating cash like never before! Their savings rate has reached unmatched records since 1975. However, the major part of this cumulative savings (more than 140 billion additional euros in 2020) sleeps in current accounts or regulated passbooks. Paradox? Would the French not be seasoned to properly manage and grow their savings? Are the products offered to them too complex? Does the savings offer still meet the expectations of the French?