Finscale
#101 - Pauline Pham (Crowdcube) - Strengthening her community by opening up her capital
Description of the episode
The democratization of Web3 to a wider audience has catalyzed the use of crowdfunding for many start-ups and in particular to get closer to its community of users and give it a real role in the entrepreneurial adventure. Pauline explains how Crowdcube, launched in 2011, has taken advantage of its customers' communities to grow and reach more than 1,2 million members today from more than 120 countries. Launched in Exeter in the United Kingdom, this start-up is being deployed at European level and particularly in France. We examine the evolution of trends in this market and make a small "zoom" on the new European regulations which created the status of European provider of crowdfunding services. We are of course talking about blockchain topics, which are totally topical within this scale up, one of whose investors is none other than Circle, the USDC issuer. We return to the positioning of "crowdequity" vis-à-vis other financing methods, in particular non-dilutive financing methods such as the RBF. We are of course addressing the subject of secondary education and seeing the place that Crowdcube gives to start-ups that use the platform. Finally, Pauline discusses the recent capital increases of Qonto and Finary with their clients. Pauline's book recommendation: Magellan by Stefan Zweig

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