Is investing your money in an online establishment more risky than in a bank?

Can you trust a fintech with your savings? The question inevitably crosses the mind of the future customer when clicking on the “validate” button when opening an account. Between the fears of pure and simple scams and the risk of bankruptcy of the company in the medium term, there are many obstacles. And the longer the investment horizon of the investments offered, the more confidence the saver needs: placing money in a life insurance contract is more engaging than opening a bank book from which you can get out at any time if you are not satisfied.