Study | PWC & France Fintech scrutinize the regulatory landscape, issues and procedures of Fintechs

Regulatory landscape and competent authorities for obtaining status/authorization/approval
Depending on their activity and the services they offer, fintechs are subject to different legal regimes, administered by separate competent authorities, such as the ACPR or the AMF.

Procedures for submitting the fintech authorization or approval file to the ACPR
The fintech authorization and approval process with the ACPR is divided into several stages, from the presentation of the project to the ACPR authorization department (the entity, the planned activity, the regulatory services envisaged, the structure and financing arrangements of the project, etc.) until the ACPR makes a decision regarding the status of the project leader.