From the human values ​​that animate it to the value of our data, Pascal Gauthier is lying this week on the sofa of 40 shades of Next. The opportunity to discover what makes Ledger a success for the Next 40 and more generally for the world of FinTech. Above all, the opportunity to discover what built and guided the man today at the head of the company. This autodidact, passed in particular by Criteo before becoming investor then entrepreneur, was able to demonstrate that the pragmatism, which can be due to the maxim "it is only the result which counts", makes generally sense in matters of entrepreneurship. It is this pragmatism mixed with a certain number of values ​​that lay the foundations of its thinking in terms of data protection. Thus, for him, if we want to defend our European values ​​in terms of data protection against GAFA, it is not through regulation but through business that Europe should impose itself. This week we discover again an inspiring man, who directly shares his thoughts on subjects as varied as education, the importance of choosing his companion, the value of the entrepreneur and the investor. It is also straightforward that he answers the pro and personal questions of my partner Olivier Mathiot, Ian Rodgers, CMO of LVMH, Eric Larchevèque, founder of Ledger, Geraldine Russell of Maddyness and Philippe Mabille, of La Tribune before taking himself the microphone to question Nicolas Brien, CEO of France Digitale. As always, the episode ends with his "sista" Marie Ekeland, who announces to you at the microphone of our partner Solène, her new adventure!

His name and that of his company are on everyone's lips, and for good reason! The health crisis will not have made Alan cough, on the contrary. The health insurance co-founded by Jean-Charles Samuelian finalizes a fundraising of 50 million euros in the midst of a global storm. If this scale up of the Next40 with European ambitions sees its mission to simplify and streamline the health system take on even more meaning during the Covid period, it was already on the rise. With user experience as a pillar of its development, it is a school for many entrepreneurs. If Alan's transparency is the standard, Jean-Charles is no exception to the rule for his 40 shades of Next. On the menu, his vision at 10 years old. his view on globalization, the redistribution of value, the potential buyout of Alan or his acquisition projects, but also his view on the Stop-Covid application. The opportunity for listeners to discover his “early pirate methods”, his commitment to the environment, his reading, what he inherited from his parents or even the legacy he wanted to leave to his children. Small surprise, it is Cédric O, Secretary of State for digital and promoter of Next 40 initiated by Mounir Mahjoubi who opens the ball of questions, pro and personal.

At a time when Europe is wondering how to revive the economy and purchasing power, Younited Credit is strengthening its support for individuals and businesses. When they take their car to Brest, with 4 slides in their pocket to present their young company to future investors, Charles Egly and Geoffroy Guigou had perhaps not yet realized that their ambition would take on so much importance ten years later. If in a decade the company changed its name to Younited Credit, it has not changed its mission: to simplify the European banking industry. To tell us about this success story of the Next40, its founders tell us. They will be like every episode of 40 shades of Next, challenged by our partners France Digitale, Maddyness and La Tribune. They will have to answer the surprise questions of Ronan Le Moal who had invested in them when he managed Crédit Mutuel Arkea, or Jean de La Rochebrochard, Partner at Kima Ventures.

After having launched and sold Smokio an electronic cigarette business, Alexandre launched Qonto with the same partner Steve Anavi to respond to a frustration that he himself encountered and which all entrepreneurs experience in the day-to-day management of the relationship. with their bank, too time-consuming and can adapt to modern uses. Since the launch in 2017, it has gone very quickly for Qonto, in 3 years, they chained seed, series A, series B and finalized at the end of January 2020 a historic series C of 104M €, thus achieving the biggest fundraising of fintech. French. In this episode, we will obviously talk about #Fintech and hyper growth and will try to understand how we carry out the journey of the tech entrepreneur “by the book”. We will also come back to the challenges of their C series led by Tencent.

The guest of this episode of Generation Do It Yourself, Joachim Dupont is one of the very first investors in one of my companies: www.ouiflash.com, with his “Anaxago” Crowdfunding platform. With him, I made very tense dates, during which everyone was excited around the table. It bulged out the chest, bared its teeth, stuck out its claws, a sort of old-fashioned business meeting caricature. Joachim, he was there, calm, serene, from the top of his 27 years at the time, to say the most intelligent, efficient and pragmatic things to old hands of the business. He blown me right away, dried me up. So it's a pleasure to interview him on my podcast. It is in a calm and serene tone of which he has the secret that he tells in this episode of Generation Do It Yourself, the genesis of Anaxago. A project that was originally his subject of memory at Paris Dauphine. It was at the age of 22, in February 2012, that he decided with his classmates to set up his company with the € 20 of student credit, “diverted” for the occasion.