Faysal arrived in France at the age of 18, he did not speak French, 2 years later he joined HEC Paris. After leaving school, Faysal worked at Lehman Brothers during the bankruptcy, then decided to turn to entrepreneurship, returning to Morocco. He founded several companies before returning to France in 2016 to start Fintecture. Today Fintecture is the benchmark payment solution in B2B, more than 2,5 billion euros of transactions are recorded on the solution per year. The company raised 32 million euros, and experienced a real growth phase upon its launch. In this exchange, Faysal tells us his story, his journey and tells us about his Fintecture success.

Jade Francine & Caroline Lamaud Dupont This episode was born from a subject as universal as it reveals inequalities: maternity at work. During this 3-voice conversation, Caroline Lamaud Dupont, Co-founder and Chairman of the Board of Directors of Anaxago, and Jade Francine, Co-founder and CEO of WeMaintain, candidly share the joys, difficulties and revelations they have found before, during and after their maternity leave. We discover two life trajectories that constantly intersect. Both entrepreneurs and in a relationship with one of their partners, Caroline and Jade have chosen to undertake in resolutely masculine environments: fintech and the maintenance of real estate equipment. When you become a parent, you remain an entrepreneur. In this sense, maternity leave encourages us to review the notions of freedom and balance. Then there is the famous letting go and the misses that allow you to do better the next time. They also discuss how companies like Caroline and Jade's are taking up this crucial subject. From this episode emerge many lessons shared with humility, which do not only affect mothers: When does maternity leave come as a moment of exchange with the teams, redirection and development for a company? Why is freedom of speech about motherhood good (at work) and not so good (in the media)? How to pick up during your parental leave without feeling out of the game professionally (and manage your impostor syndrome)? What approach for a fair distribution of tasks? How to see parenthood at work as a winning HR lever? We can think that women entrepreneurs have greater freedom vis-à-vis motherhood. This episode frankly reveals the questions that plague women entrepreneurs, and a less publicized vision of parenthood.

Olivier Goy - Life It is easy to preach transparency when everything is going well, but when everything turns sour? When life is playing tricks on you? Successes and periods of grace are often too short a time in a human being's journey. We talk regularly on Generation Do It Yourself about failures, less about the abyssal trials that life imposes on us all: “Memento Mori” said the slave to the Roman general who paraded on his return from the victorious countryside: “Remember that you are going to die". But to build oneself, one must live with these trials, or even better: face them. This is the topic of the day. Olivier is one of the most beautiful encounters I have had on this podcast. We have forged a special relationship since our first episode, a relationship of trust. I know I can turn to him when I need an answer. It's always straightforward, simple and smart. Olivier Goy is my first guest to do a 3rd episode on this podcast, a very special episode. Amyotrophic lateral sclerosis. Three words that changed his life in December 2020. Olivier has the courage to face his fears, and to talk about what this “Charcot disease” is changing for him, his family and his October company. Today I offer you a moving and above all very enriching episode. A discussion that brought me very concrete lessons and reflections on life. Understanding how he lives this moment, emotionally, psychologically, and physically in his life as an extraordinary entrepreneur is a source of inspiration and questioning that only a long podcast can grasp. I thank him for choosing Generation Do It Yourself to talk about it.

Geoffroy Guigou - Younited Credit Banks will not innovate, will not digitize, they will not change the financial products they market or the way they market them. In 2009, Geoffroy Guigou had a vision: while the word fintech hardly exists, it is certain that the banks, even though they are going through a financial crisis, will not change their habits in the years to come. With his partner, Charles Egly, they say to themselves that they are going to transform the credit sector. On paper, nothing really very selling: a regulated, complex sector with enormous barriers to entry and a field of activity that has a bad image. Ok, but Geoffroy has a taste for a challenge. Tackling colossi is a great challenge. More than that, their desire to achieve the objectives they set for themselves with Chares and to get all the employees involved in this adventure is obvious. 02:04:31 We, as founding leaders, we project a vision, we inject energy into the company to put the box under tension and tell it that the heights that it is aiming for, it will be able to reach them 02:04:50 Geoffroy has crazy ambitions and it is amazing to see how calm and thoughtful he is. He knows where he's going and how he's going. With Charles they embarked on a huge project, a European personal credit giant.

Before Pixpay, Benoit Grassin co-founded MonDocteur. After having fought an intense commercial battle with its competitor, Doctolib, it ended up making probably one of the most beautiful exits of the web by selling Mondocteur to them in 2018. How to evangelize a market? How do you make a person realize, without feeling the need, that the service you are selling will considerably improve their life? This challenge, Benoit Grassin seems to master it to perfection. He is not at his first attempt with his new company Pixpay and for good reason! At the time, it was a question of selling a software of practice management and appointments online, today with Pixpay is at stake to revolutionize the banking experience for young adolescents. Said like that, I couldn't see how. If we take young people who have a bank expense of barely 50 € per month even, I do not see how a bank commission of almost nothing can be worth much. And finally, Benoît convinced me! He is passionate about this subject of fintechs among adolescents, the “old boomer” as he likes to say. Pixpay's ambition is to bring a new banking experience, dedicated exclusively to young people, from subscription to use. We are talking about money, the education of money and especially the evangelization of the markets. How to find virtuous and inexpensive acquisition mechanisms thanks to marketing and sales strategies? Fascinating.

In adolescence, some skip classes to assert themselves, others decide to enter Polytechnic then Stanford out of conformism. I'm not sure we have the same definition with Louis Chatriot, Alma's co-founder and CEO, of “anti-conformism!” Until not that long ago, I didn't know Louis but this guy is a bit of a rocket. When you look at his career over the past 10 years, it's amazing: Stripe, Bain & Company, professor at polytechnic, professor at Stanford and the army. In this episode, we do the full learning level: courage, commitment, leadership, humility. Everything goes there, I did not see the time pass. “Whatever project you do, again, who cares. It's not a startup or anything, but it's courage. ”We talk about startups and what it means to work in a startup in terms of engagement. The commitment of employees on the one hand and the commitment of managers on the other with, more particularly, this notion of managerial courage. We also look back on his time at Stripe, the launch of a startup, its positioning and execution, perhaps an essential corollary of success? “We are macro-optimists and micro-pessimists. At the macro level, we know that we are doing a great thing, that we are going in the right direction. But at the micro level, every day, we think that everything is broken and that we must repair this gap ”In the end it is business with a capital B that we examine with Louis Chatriot in this episode: how we create a business, what to pay attention to, how you manage your associates, the importance of values, radical transparency and trust between associates. Zero bullshit, only learning!

Be multicultural, multi-currency, multi-country and let everyone feel that the solution is made for them. Karim Jouini thought of Expensya differently. He wanted to create a different business development model, a startup with international nationality, a company where efficiency will be maximized in each country. The bet is successful. Growth that doubles every 6-7 months and more than 400 people use their service to manage their expense reports, launched in mid-000 with an initial investment of € 2015, Expensya is now present in 100 countries. But what do Expensya do? They automate end-to-end expense management for their clients. Their vision goes even beyond: 000. Have the best technique for recognizing expense reports. 90. Having an interconnected ecosystem, being a real conductor and not just an expense manager. 1. Connect to payment cards to have total management, 2. How do we get there? How to manage this global use case? Why automate? How to automate difficult tasks and maintain human relations? How to create commitment in a company? Just as many questions that we answer with Karim in this episode.

Philippe de La Chevasnerie - CEO and co-founder of papernest We all have this contract that we have not yet terminated. Either because we forget, or because we are lazy, or because it takes 153 supporting documents to do so. It is this damn excess contract that Philippe de La Chevasnerie has decided to tackle with papernest. The idea? Have a single platform, with a well-designed UX, on which you can subscribe, terminate and manage all your contracts (internet box, mobile, sport, etc.) all for free. Obviously, it's a hit. With a single fundraising of “only” 10 million (a small sum for some of my guests) and in just 5 years, Philippe aka “the quiet force” has set up a business that makes you hallucinate, has managed to be exported to 3 countries and went, in just 6 months, from 400 employees to 600 in the midst of the economic crisis!

Everyone is talking about the disruption of the chartered accountant profession and everyone has wanted to do it for a few years. And there, in my opinion, we are on the right project, the right team. When you listen to them, they make you want to. At the same time technical, expert and understandable, Arthur explains to us 'simply' how, with his associates, they transform data and place in the service of everyday life. Offer a bookkeeping offer that combines human and tech. TIMELINE: 8 'A very large study panel31' The PriceMatch story, day 143 'The Booking experience1h07 Pennylane, the adventure1h48 His other investments and the start-up studio2h07 Learning by doing SHOW NOTES With Arthur, we talked about: Marc Laurent de Kerala Ventures Sciences Po Incubation ProgramBruno Latour, founder of Sciences PoSelectra's arts and politics experimentation program, comparator for electricity, gas and internet offersTim Ferris show - # 341 Nick Kokonas - How to Apply World-Class Creativity to Business, Art, and Life The Alinea Group The co-founding team of PriceMatch: Raphael Theron, Quentin de Metz, Khalid el Guitti, Tancrède Besnard and Felix Blossier.Romain Lavault - PartechTrackpayData tools: Notion and MetabaseLaurin Nabuko Hainy, CEO of FairMoney The episode of Laurent Kretz's Le Panier podcast - # 52 Mathieu Chauveau - That Counts For Me Georges.tech, the accounting robot for freelancers Hiresweet, platform to help recruiting professionals veloppeurs et de designers Quentin & Thierry Deo de Pennylane Jean Michel Aulas whom I hope one day to have on the podcast The Startup Studio of CosaVostra A book to read: Capital and Ideology by Thomas Piketty We have cited several old episodes: # 46 Tigrane Seydoux - BIG MAMMA - Comment import Italy to Paris? # 132 Pierre Kosciusko-Morizet - PriceMinister… - Stop wanting to be the first # 117 Riadh Alimi - FinFrog - Achieve the impossible: be recommended by customers # 153 Alix de Sagazan - AB Tasty - Progress and help your clients progress # 157 Philippe de La Chevasnerie - Papernest - Have a healthy business model and create 200 jobs in 6 months A special big-up for the PriceMatch teams: Raphael, Quentin, Khalid, Tancrède, Felix, Candice, Jérémy, Thomas and Eric A hello to Laurent, Laodis, Tannegui and my accountant, Marlène Argo from Audit en Ligne.

Hugues Le Bret - Co-founder of Nickel “My name is Hugues, I create businesses and I write books. After my former employer refused the publication of my book on Dangerous Liaisons Between Banking and Market Activities. I did not accept the censorship. I resigned. Today I am a free man. Here I am on the other side of the divide. ” All is said. When Germain Tonning advised me to invite Hugues Le Bret on GDIY, I did my research, bought and read (it's still better) his books. After these few sentences, I knew that I had to receive it. And after 2 minutes of recording, I knew this episode was going to be a killer. I was right. “My career, as a whole, cannot be explained. These are just meetings. ” It is because Hugues had 1000 lives. Agri-food student, financial market analyst, journalist, dircom of Société Générale, member of COMEX, CEO of Boursorama, author and founder of the Nickel account, which is revolutionizing banking by eliminating it. No more no less. “You have to be naïve at the start. If you know what to expect you don't go. ” In this episode he tells us all about this crazy adventure. How he found himself a journalist by chance and how he managed to climb the ladder to become director of communication for Société Générale, he who studied… agronomy! He shares with us the lessons he learned from the incredible Kerviel affair and the media circus that it was. He gives us his advice (tested and approved) to manage a crisis brilliantly and come out of it grown. And, he explains to us why it is essential to stay true to your convictions (for example, to release a book on Kerviel) even if it can mean losing everything (including your position as CEO).

Before, health was a hassle. Getting reimbursed for medical expenses, an obstacle course involving too much paperwork to send by post and endless back and forth trips. But that was before. Before, Alan. Behind the little bear that you have surely seen on poster campaigns, hides a hell of a head, size, one of the entrepreneurs of the new generation that must be followed closely: Jean-Charles Samuelian-Werve. “With Alan, we are trying to transform health, to make it fairer, more accessible, more transparent. That's all I ever wanted to do. ”

I knew the guest of this Generation Do It Yourself episode from afar. After having crossed and re-crossed him and, on the recommendation of almost everyone, I have the pleasure of (finally) receiving Pierre-Antoine Dusoulier, called “PAD” on this podcast! The result ? Two hours of a fascinating conversation where we talk about finance, Tour de France, Bansky, studies and entrepreneurship. Because Pierre-Antoine is above all an entrepreneur at heart. If he begins his career in the trading rooms of Crédit Agricole in London, the trader very quickly dreams of something else. He has his head full of ideas! Set up a take-out restaurant, sell cigarettes online with bureaudetabac.com… “The job of a trader quickly becomes repetitive. For me it was a golden prison. ” Pierre-Antoine Dusoulier, an incredible financial journey But the trigger really came in 2006 when PAD realized, during one of its visits to Paris, that no French individual was investing in currencies. Never mind, it will be he who will make this investment possible! After a short stint in New York, where he audaciously went to ring the bell at one of the biggest Foreign Exchange companies, he launched his project: it would be his first Cambiste business.

Cyril Chiche is truly incredible, let it be said up front. A concentrate of energy as positive as it is contagious. It was a real pleasure to receive him for this podcast! “I'm serious, but I don't take myself seriously.” Cyril is the co-founder of Lydia, the meta-banking application that has revolutionized the lives of many people and especially the way they manage their day-to-day operations. A success that is still in its early stages. It is with great pride that he tells me, in this episode of Generation Do It Yourself, this entrepreneurial adventure, from the genesis of the idea during an aperitif until the moment when the product is adopted for good. by users, through a fairly impressive network effect. “There's nothing crazier than going into something hyper-regulated that you don't know anything about and then hearing someone you don't know say 'I'm making you a Lydia'.

Olivier GOY is super heavy. That's what I told myself after 10 minutes of interview with him behind the microphones of Generation Do It Yourself. To make it short: the guy invented the crowdfunding of companies in 2001 in France with 123 investment managers (formerly 123Ventures). Simply. His October debut Today, he runs October (formerly Lendix), which offers individuals the ability to lend money to businesses, with rock-bottom interest rates.

If you too tried to open a bank account for your new box before 2016, you are not without knowing the problem that QONTO is helping you to solve. In this episode of Generation Do It Yourself, I talk to a banker: Alex, himself the son of a banker, Baudoin (#MMJC and if #TMTC, we understand each other). Alexandre Prot and his enormous first-in-class baggage (HEC, Goldmans Sachs, McKinsey, INSEAD) landed at CosaVostra with his beautiful “Qonto” flocked promotional T-shirt. Not quite the look of the bank boss like BNP or Crédit Agricole. He explained to me that he couldn't see how he could last an hour behind his microphone. We did almost two. We talked about what it was like in one of the most prestigious consulting firms in the world, what we learn there and the importance of the network. We talked about connected electronic cigarettes, logical, because with his long-time partner Steve Anavi, they created cigarettes to stop smoking. All this between experiences in the consulting world company and the creation of a bank for entrepreneurs. Go figure. We talked about the eyes of others, the difficulty in selling a product (Smokio) that tobacconists don't want and neither do pharmacies, and everything they learned by selling their first box. We obviously talked about Qonto, which makes life easier for entrepreneurs and which has raised 32 million euros, in particular from the controversial Peter Thiel, the godfather of FinTechs in the United States. We talked about acceleration, or how to go from 30 to 120 employees, organization and a little sport. In short, we talked about the life of a guy who broke up very young, who left the right path of the first in the class and who is having fun in an extraordinary adventure.