Inside the mind of a CEO # 58
Inside the head of a CEO
#58 Mark Kepeneghian (Kriptown): On creating a stock exchange, inspiring and helping entrepreneurs, and much more.
Description of the episode
First podcast of Season 4 of Dans la tête d'un CEO! 🤩 For this new episode, we had the pleasure of welcoming the talented Mark Kepeneghian, CEO and founder of Kriptown, who answers Yacine Sqalli's microphone for 1 hour. 🎙 Kriptown is THE Neo-Bourse for startups and SMEs. They offer everyone the opportunity to participate in the financing of startups and SMEs by investing in liquid form. ✊ Thanks to the use of its private blockchain, Kriptown democratizes access to fundraising by providing for each fundraising a standardized whitepaper on the company (inspired by the AMF prospectus) validated by three trusted third parties. Once the lifting is finalized, investors can buy or resell their tokens on the Kriptown platform! Kriptown is thus a new form of investment called ITO ▶️ Initial Token Offering. In this episode, we talk about: 🎙 His background, his lack of involvement in school, and his move to the US 🎙 How he accidentally became an entrepreneur 🎙 The role of financial markets in our society 🎙 The importance of controls and due-diligence of securities listed on Kriptown 🎙 Its "giveback" culture: how and why to help entrepreneurs? 🎙His fundraising of €1,35M, and why startups lie about the numbers 🎙The impostor syndrome 🎙Ambitions for the future and the international 🎙The galleys of an entrepreneur to find accommodation 🎙Plenty of other topics! Good listening to all ! 🎧 Check out their site! 👉 https://www.kriptown.com/ Thank you Mark for this conversation! 🙏
Finscale # 114
Finscale
#114 - Stéphane Rio (Opensee) - Risk management: the confusing data overdose
Description of the episode
Carrying out market activities for Banks, Asset Managers or Hedge Funds requires real-time monitoring of many risks and in particular market risk. Whether in the interest rate, foreign exchange, equity or commodity markets, whether it is necessary to monitor liquidity, volatility or counterparties, financial institutions struggle to meet regulatory requirements on the one hand and offer teams 'data driven' tools from the other. This is a "pain point" that Opensee solves for its customers. We are therefore looking further into this subject of risk management with Stéphane: its implementation, its evolution following the sub-prime crisis and more recently the Bale IV reform. You will see that this subject concerns a lot of people: Market Departments, Trading desks, Risk or finance and that one of the major issues concerns data. We see how the value proposition of this start-up present on three continents has evolved, look at the deployments it carries out and the specific needs of its institutional clients. I warn you that there is a bit of theory. We come back to the notion of "Value at Risk" and its limitations and understand the main differences with "Expected Shortfall". We close this discussion on the notion of “best execution” and Stéphane explains to us on this subject how Opensee can really unlock business opportunities for its customers.
Finscale # 107
Finscale
#107 - Jules Veyrat (Stoik) - The blue ocean of "cyber" insurance
Description of the episode
Cyber-risk, one of the challenges of the decades to come, is often little, badly or not covered by SMEs. This is the observation from which STOIK started 12 months ago. Launched by Jules and three other partners, this start-up has developed tools for SMEs to enable them to better counter cyber-attacks, but also an insurance product that allows them to cover this risk. We come back to these new kinds of risks that can completely destroy the activity of companies that are often poorly equipped, trained and insured. Combining risk monitoring tools with insurance allows SMEs to protect themselves and STOIK to calibrate and refine its offer thanks to the collection of key data. Data that makes it possible to precisely determine the company's risk posture and the loss expectation of the claim. Jules shares with us the different actors with whom STOIK works to develop its products: on the technical side, and on the insurance product side: such as Acheel, Tetris, Oxibox, Inquest. It is a booming market that has enabled STOIK to quickly validate the PMF, to develop its tools and to quickly make itself known to brokers. We return to the pivot of the SME to brokers, on the two fundraisings, in particular the Series A announced very recently.
FinTeach – Jules Veyrat
EndTeach
#50 - Jules Veyrat | Stoik
Description of the episode
This week, I receive Jules Veyrat, the co-founder and CEO of Stoïk, the cyber insurance that protects SMEs. Since our registration, the insurtech has announced a fundraising of 11 M€, led by the American fund Andreessen Horowitz. On the program for the episode: Why Jules went from philosophy to insurance, How he tested his partners, Why cyber protection for SMEs is a societal issue, How Stoïk found the right partners to get started. Good listening !
Inside the mind of a CEO # 55
Inside the head of a CEO
#55 Christophe Dandois (Leocare): On the different products, the place of Insurance in societal evolution, their culture and more.
Description of the episode
Today we are going to talk about Neoinsurance! 🧐 For this new episode, we had the pleasure of welcoming Christophe Dandois, serial entrepreneur, CEO and co-founder of Leocare, who responds to Yacine Sqalli's microphone. 🎙 Leocare is the 1st auto and home neo-insurance 🥇 Co-founded by Noureddine Bekrar & Christophe Dandois, Leocare was born in 2017 in Rennes, with the ambition to offer fairer and more transparent insurance, 100% mobile, and without commitment. Their ambition? Achieve a turnover of one billion euros in 2026 with 2 million customers! 🚀 The startup already employs a hundred people, has more than 50 customers, and has just completed a $000M Serie B (with Eight Roads, Daphni, Ventech & Felix Capital)! In this episode, we talk about: 🎙 His journey, his 116st venture Niji, and his place as the last of the class 🎙 The report on the insurance industry, and the birth of Leocare 🎙 Their choice to settle in Rennes (Telecom pool) 🎙The different products they offer (home, mobile, car...) 🎙Their technologies: Artificial Intelligence & OCR (Optical Character Recognition) 🎙The place of Insurance in societal evolution 🎙 Their complementarity with the Insurance Giants 🎙 Their corporate culture 🎙 Ambitions for the future (products, international, etc.) 🎙 Lots of other topics! Good listening to all ! 🎧 Check out their site! 👉 https://leocare.eu/ And for recruitment, it's over here 👉 https://bit.ly/1AdgEVs Thank you Christophe for this exchange! 🙏
FinTeach – Bruno Van Haetsdaele
EndTeach
#49 - Bruno Van Haetsdaele | Linxo
Description of the episode
For this new episode, I invite you to meet Bruno Van Haetsdaele, co-founder and president of Linxo. Linxo is a set of innovative financial solutions that take advantage of Open Banking. On the program of the episode: The experience in the United States which led to the creation of Linxo, The regulatory challenges that had to be faced (#DSP2), Diversification towards B2B, The education necessary for users to "Pay with your bank account", The construction of a fintech outside Paris. Good listening !
FinTeach – Raphaël Rivière
EndTeach
#48 - Raphael Riviere | Monisnap
Description of the episode
For this new episode, I invite you to meet Raphaël Rivière, the co-founder and CEO of Monisnap, a money transfer service for the diasporas. On the program of the episode: Why move from Google to a payment fintech, How to find a place in a secular, global and oligopolistic market, Why build a hub of services around family support. Good listening !
Inside the mind of a CEO # 53
Inside the head of a CEO
#53 Tristan Leteurtre (Mooncard): On his experience at VLC, the resale of Anevia, expense reports and more.
Description of the episode
This week we are talking about expense reports, but also about the famous VLC Media Player! 💡 For this new episode, we are pleased to welcome the excellent Tristan Leteurtre, President and co-founder of Mooncard, who responds to Yacine Sqalli's microphone. 🎙🧐 Mooncard wants to get rid of expense reports. The startup offers a payment card associated with accounting management software to automate all business expenses. 🏆 Created in 2016, Mooncard has more than 4000 customers in Europe, employs 150 people and has already raised €25M with Partech, Aglaé Ventures, BlackFin Capital Partners and RAISE! 🔥 In this episode, we talk about: 🎙The creation of VLC (VideoLAN) - by students from Ecole Centrale, in open source and free 🎙His experience at Anevia as CEO and co-founder, from its creation to its IPO then its sale 🎙 Why entrepreneurship? 🎙 His report on expense reports and the birth of Mooncard 🎙 Competition and their differentiation 🎙 Internationalization 🎙 Big ambitions for the future 🎙 Lots of other topics! Good listening to all ! 🎧 Check out their site! 👉 https://www.mooncard.co/ And they are also recruiting, it's happening 👉 here And a big thank you to Tristan for this conversation! 🙏
Finscale # 101
Finscale
#101 - Pauline Pham (Crowdcube) - Strengthening her community by opening up her capital
Description of the episode
The democratization of Web3 to a wider audience has catalyzed the use of crowdfunding for many start-ups and in particular to get closer to its community of users and give it a real role in the entrepreneurial adventure. Pauline explains how Crowdcube, launched in 2011, has taken advantage of its customers' communities to grow and reach more than 1,2 million members today from more than 120 countries. Launched in Exeter in the United Kingdom, this start-up is being deployed at European level and particularly in France. We examine the evolution of trends in this market and make a small "zoom" on the new European regulations which created the status of European provider of crowdfunding services. We are of course talking about blockchain topics, which are totally topical within this scale up, one of whose investors is none other than Circle, the USDC issuer. We return to the positioning of "crowdequity" vis-à-vis other financing methods, in particular non-dilutive financing methods such as the RBF. We are of course addressing the subject of secondary education and seeing the place that Crowdcube gives to start-ups that use the platform. Finally, Pauline discusses the recent capital increases of Qonto and Finary with their clients. Pauline's book recommendation: Magellan by Stefan Zweig
Finscale # 99
Finscale
#99 - Pierre Morizot (Waltio) - Mastering his tax return in crypto currencies
Description of the episode
Started like many start-up projects on an excel spreadsheet, Waltio has implemented tax software that allows individuals to correctly declare taxable capital gains as well as income generated by crypto-currencies. Without going into the subtleties of the tax code, we see how the rapid development of this sector poses serious problems for French taxpayers. Whether it is the multiplication of exchanges, the disappearance of some, the development of passive income through "staking" or "lending" or even the explosion of Decentralized Finance, the complexity of this entire ecosystem makes almost impossible statements on Sunday evening, do it right away. Pierre explains to us the integrations they have carried out and their modus operandi with the actors in place to deliver quality reports. We are still talking about 105 integrated platforms and blockchains. We return to the subjects of valuation of assets, accuracy of calculations and updates of both tax rules and restatements resulting therefrom. Relying on influencers who help to evangelize crypto investors, Waltio must also invest a lot of energy in training the various stakeholders, users, legislators or administrations. Guest Recommendations: Philip Knight's Art of Victory Jonathan Lefèvre's Customer Service Obsession
FinTeach – Clement Boulais
EndTeach
#47 - Clement Boulais | True Layer
Description of the episode
For this new episode, I invite you to meet Clément Boulais, the General Manager France of TrueLayer. The fintech offers an innovative payment solution: smart transfers, based on Open banking. On the program of the episode: Why the credit card is not the most efficient online payment method, How data helps payment, Use cases, in particular with Revolut, of their transfer solution, The issues recruitment for a start-up (not French, moreover). Good listening !
FinTeach – Mark Kepeneghian
EndTeach
#46 - Mark Kepeneghian | kriptown
Description of the episode
For this new episode, meet Mark Kepeneghian, co-founder and president of Kriptown, a digital asset exchange to finance SMEs. On the program of the episode: How Mark went from research to entrepreneurship, The difficulties of financing for companies wishing to become ETIs, Why Kriptown is campaigning for the return of regional grants, The future of their activity, with the regulatory developments. Good listening !
Finscale # 97
Finscale
#97 - Eric Lassus (Treezor) - The FinTech of FinTechs
Description of the episode
We go from the beginnings of Ameliste more than a decade ago to the deployment of Treezor internationally. Eric explains to us how he and Xavier patiently rolled out one of the very first "Banking as a Service" in Europe. As a precursor of FinTech, with the support of ARKEA and then Société Générale, Treezor has enabled many FinTechs to launch, in particular Qonto and Lydia. Time, effort, testing of new "use cases" and the growth of the FinTech ecosystem have enabled this young shoot to become a BaaS solution at European level. Eric tells us about the takeover by Societe Generale and how this start-up was able to take advantage of the group while maintaining a form of independence absolutely necessary to maintain its agility. Of course, we are talking about the nature of relations with the shareholder, the way in which Treezor had to develop its platform and was able to increase its skills to meet growing requirements, particularly on compliance issues. We talk about the evolution of the client portfolio: the needs of corporates as well as those of other FinTechs present in the other European countries in which the scale-up is present. Guest Recommendation: Scaling Up by Verne Hernish
FinTeach – Faysal Oudmine
EndTeach
#45 - Faysal Oudmine | Fintecture
Description of the episode
For this new episode, I invite you to meet Faysal Oudmine, co-founder and CEO of Fintecture. Fintecture offers a new method of payment: immediate transfer, different from the classic bank transfer. On the program of the episode: His 12 years of entrepreneurship, in Africa then in France, The disintermediation of the payment chain, The importance of values within the team, Their choice to give BSPCE to all their employees . Good listening !
FinTeach – Romain Mazeries
EndTeach
#44 - Romain Mazeries | mangopay
Description of the episode
For this new episode, I invite you to meet Romain Mazeries, CEO of Mangopay. Mangopay is an API payment solution for marketplaces, crowdfunding platforms and fintechs. On the program of the episode: The highlights of these 10 years of entrepreneurship, International development and the impact of Brexit on Mangopay's activities, Advent's investment and the company's new ambitions , Managing HR growth and preserving corporate culture. Good listening !
